More on Dental Plans: Part II
Dental plans, unlike car or home insurance, offer benefits which provide a limited allowance towards funding dental care costs. That said dental benefits are still useful and valuable. There are thousands of different Dental Plans in Canada, and each delivers different benefits. Dental treatments are divided into three main groups* by the dental plan providers:
- Basic Treatment: Usually include examination, x-rays, fillings, root canal, cleanings etc.
- Major Treatment: Such as crowns, bridges and dentures
Dental Plan $ LimitMost Dental Plans limit treatment reimbursement to a certain dollar value. This means that once you are reimbursed that sum, additional treatment cost is not covered. Most plans have four categories used to limit your benefits:
- Overall (Annual) Limit
- Percentage Eligible for Reimbursement
- Frequency and Other Limitations